Adam Mallory, The Right Real Estate Agent

People don't talk about it a lot. But finding the right real estate agent can be the difference between a happy, stress-free home buying or selling experience, and an unhappy, stressful experience.

First, you'll want an agent ready and able to make a full-time commitment to you. I can and will do that.

Second, you'll want an agent with the experience needed to know the local neighborhoods, schools, market conditions, ordinances, etc. With my years of experience in the local market - I have the expertise and track record of success you need.

Third, you'll want an agent who embraces the convenience of technology without losing the personal touch. You'll love the resources available on my website and the e-mail alerts that I send, but these will never replace the time I spend with you, serving as your personal guide through this exciting process.

Let's get together and talk about your home buying and/or selling plans. Call me at 619-566-ADAM or send me an e-mail (AJMallory@aol.com), we'll set-up a time that is easy and convenient for you to meet. 

If you'd like to learn about foreclosure properties, please drop me an email.  I'm also a Notary Public.

I also specialize in the Coachella Valley/Palm Springs area.  If you are interested in the Biltmore Colony Palm Springs.  The Biltmore is a wonderful development comprised of 19 single family homes and 133 condominium units.  There is a fully equipped gym, a beautiful clubhouse, 3 pools and 2 spas.  There is also an outdoor kitchen at the main pool for community BBQs and special events.  The homes range from 3-4 bedrooms and from about 2,000 to 2,800 square feet.  The condos have 1-3 bedrooms and are from about 768 to 1,414 square feet.  If you're interested, I can send you copies of the floor plans.  Enjoy!

The sharp rise in foreclosures after the housing bubble caused several major subprime mortgage lenders, such as New Century Financial Corporation, to shut down or file for bankruptcy, with some accused of actively encouraging fraudulent income inflation on loan applications, leading to the collapse of stock prices for many in the subprime mortgage industry, and drops in stock prices of some large lenders like Countrywide Financial.This has been associated with declines in stock markets worldwide, several hedge funds becoming worthless, coordinated national bank interventions, contractions of retail profits, and bankruptcy of several mortgage lenders.Observers of the meltdown have cast blame widely. Some, like Senate Banking, Housing, and Urban Affairs Committee chairman Chris Dodd of Connecticut, have highlighted the predatory lending practices of subprime lenders and the lack of effective government oversight. Others have charged mortgage brokers with steering borrowers to unaffordable loans even though lenders offered these borrowers programs that found them acceptable risks, appraisers with inflating housing values, and Wall Street investors with backing subprime mortgage securities without verifying the strength of the portfolios. Borrowers have also been criticized for over-stating their incomes on loan applications and entering into loan agreements they could not meet. Some subprime lending practices have also raised concerns about mortgage discrimination on the basis of race.

www.SoldSpaces.com

www.eBrokerSanDiego.com

www.eBrokerrealestate.com

www.BiltmoreSales.com

www.BiltmoreColony.com

www.AskAgentAdam.com

www.AdamMallory.com

 www.TerraViso.com